France. Health Insurance: “We can take greater action on our health.”

Stéphane Junique, you are the president of the largest French mutual insurance group, VYV, owned by Harmonie mutuelle, MGEN, MMG, and MNT. You lead 45,000 employees. Your group generates revenue of €11.2 billion, with a net profit of €238 million in 2024. Everything seems to be going well. Will it last?

"We are facing a challenge of rising healthcare spending, which is weighing on Social Security and on mutual insurance companies. We are also facing demographic challenges. In 2030, we will face a longevity barrier in our country, with the need to better support the oldest among us. Today, we must be two...

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