Have mortgage interest rates dropped? What are the lowest and highest mortgage loan amounts, terms, and monthly installment rates?

BANKS' HOUSING LOANS

ZIRAAT BANK According to Ziraat Bank’s housing loan calculation tool, a 1 million TL housing loan with a 120-month maturity rate of 3.19 percent is reflected in the interest rate. The monthly installment amount is 32,654.09 TL. GARANTI 1 million TL loan amount with a 120-month maturity rate of 2.99 percent. The monthly payment is 30,797.66 TL and the total repayment is 3,695,715.96 TL. QNB 1 million TL loan amount with a 120-month maturity rate of 3.04 percent, the total repayment is 3,751,147.53 TL. The monthly installment of the loan is 31,259.57 TL. HALKBANK 1 million TL housing loan with a 120-month maturity rate of 2.79 percent. The monthly payment of the loan is 28,966.07 TL and the total repayment is 3,475,928.40 TL.

For a house with an appraised value of 1 million TL, VAKIFBANK offers a 900,000 TL loan, a 120-month maturity, and a 2.99 percent interest rate. The monthly installment of the loan is 27,717.90 TL. AKBANK offers a 1 million TL loan, a 2.95 percent interest rate for 120 months. The monthly installment of the loan is 34,555.72 TL. The total repayment equates to 4 million 146,686 TL. İŞBANK offers a 1 million TL housing loan, a 3.1 percent interest rate for 120 months. The monthly installment payment is 31,815 TL. YAPIKREDİ offers a 1 million TL loan requested from the bank, a 2.99 percent interest rate for 120 months. The monthly installment payment is 30,825.33 TL.

ING 1 million TL loan, 120-month maturity, and 3.54% interest rate. Total repayment is 4,314,362 TL, while monthly installments are 35,953.04 TL. TEB 1 million TL housing loan, 120-month maturity, and 2.85% interest rate. Monthly installments are 29,512.73 TL.

SEKERBANK

1 million TL loan, 120-month maturity, 4.92% interest rate, total repayment is 5,922,600 TL. Monthly installment is 49,355 TL. According to DENİZBANK 's calculation tool, 1 million TL housing loan, 120-month maturity, 3.51% monthly interest rate. Total repayment is 4,280,168.40 TL, and the installment amount is 35,668.07 TL. NOTE: These data are calculated using the banks' own calculation tools with their rates and are subject to change for each customer.