Current retirement promotion amounts for July 2025: How much promotion do public and private banks offer? Banks offering the highest retirement promotions

Retirees and civil servants received a raise in July. This resulted in a 16.67% increase in SSK and Bağkur pensions. Those who will receive increased pensions in the second half of 2025 should also be monitoring current bank promotions. Banks have begun launching new retirement promotion campaigns alongside the raises. We've listed the retirement promotion campaigns of public and private banks like Ziraat Bank, Vakıfbank, Yapı Kredi, İş Bankası, DenizBank, and Garanti. Here are the current retirement promotion amounts...

JULY 2025 RETIREMENT BANK PROMOTION CAMPAIGNS

Yapı Kredi

Up to 27 thousand TL will be made a promotion payment to retirees who sign the SGK Promotion Commitment between June 15, 2025 and July 31, 2025. After signing the commitment, if the monthly net income is up to 9,999 TL, 6,250 TL; if it is between 10,000 TL - 14,999 TL, 10,000 TL; if it is between 15,000 TL - 19,999 TL, 12,500 TL; if it is above 20,000 TL, 15,000 TL will be paid as a promotion. If two new bill payment orders are given within 60 days after signing the Additional Award Commitment, 2,000 TL if the monthly net income is up to 9,999 TL; 3,000 TL if it is between 10,000 TL - 14,499 TL; If your income is between 15,000 TL and 19,999 TL, an additional cash reward of 4,000 TL will be paid; if it is over 20,000 TL, an additional cash reward of 5,000 TL will be paid. If a total of 1,000 TL is spent with actual individual credit cards within 60 days of signing the Additional Reward Commitment, an additional reward of 2,000 TL will be paid if your monthly net income is up to 9,999 TL; 3,000 TL if it is between 10,000 TL and 14,499 TL; 4,000 TL if it is between 15,000 TL and 19,999 TL; and 5,000 TL if it is over 20,000 TL. The payment will be made in the month following the month of receiving your first salary payment, unless the additional reward commitment is canceled. Garanti: Promotional payments of up to 21,000 TL are offered to retirees between July 1st and July 31st. Garanti BBVA offers a cash bonus of 6,250 TL to retirees with pensions up to 10,000 TL, 10,000 TL to retirees with pensions between 10,000 and 15,000 TL, 12,500 TL to retirees with pensions between 15,000 and 20,000 TL, and 15,000 TL to retirees with pensions of 20,000 TL and above. Retired customers who commit to receiving their pensions from Garanti BBVA for three years are eligible. They also offer a cash bonus of up to 15,000 TL, plus a 6,000 TL bonus on purchases with a Bonus Card or Paracard.

In addition to the promotion of up to 12,000 TL for SGK retirees who will transfer their pensions to VakıfBank until August 31, 2025, they will also have the opportunity to receive a total monthly cash payment of up to 1,500 TL and up to 15,000 TL in 10 months for purchases made with the VakıfBank Troy Retirement Credit Card. 1 month's pension amount; A total of 5,000 TL will be paid in cash for 3 years for those who have an investment up to 10,000 TL (excluding 10,000 TL); a total of 8,000 TL will be paid for 3 years for those who have an investment between 10,000 TL - 15,000 TL (excluding 15,000 TL); a total of 10,000 TL will be paid for 3 years for those who have an investment between 15,000 TL - 20,000 TL (excluding 20,000 TL); a total of 12,000 TL will be paid in cash and in advance for 3 years for those who have an investment above 20,000 TL.

İş Bank

Promotion opportunity of up to 21,000 TL from İş Bankası. Valid for SGK retirees (Emekli Sandığı, SSK, and Bağ-Kur) who choose İş Bankası for their first pension payment between July 1-31, 2025, transfer their pension to İş Bankası, or currently receive their pension from İş Bankası.

The chance to earn a cash promotion of up to 15,000 TL without any additional conditions, depending on the salary amount, by transferring your SGK (SSK, Bağ-Kur and Emekli Sandığı) pension to ING between July 1 - 31, 2025. In addition, retirees can earn a cash promotion of up to 25,000 TL in total by taking advantage of additional cash promotions. If your total monthly income/monthly amount is up to 10,000 TL (excluding 10,000 TL), you will receive a 6,250 TL retirement salary promotion; if it is between 10,000 TL and 15,000 TL (excluding 15,000 TL), you will receive a 10,000 TL retirement salary promotion; if it is between 15,000 TL and 20,000 TL (excluding 20,000 TL), you will receive a 12,500 TL retirement salary promotion; and if it is 20,000 TL and above, you will receive a 15,000 TL cash retirement salary promotion payment.

Customers who transfer their TEB pension to TEB and commit to receiving it from TEB for 36 months are offered the chance to earn a total of up to 21,000 TL in promotions (9,000 additional promotions in addition to the main promotion of up to 12,000 TL). You can earn up to 21,000 TL in promotions by earning additional promotions for two or more automatic bill payment orders (provided that an electricity or natural gas bill is required).

Retirees who transfer their Akbank SSK-Bağkur and Emekli Sandığı pensions to Akbank between July 1 and July 31, 2025, and apply for the promotion and commit to receiving their pension from Akbank for three years will receive a promotional payment of up to 15,000 TL. Additionally, during the campaign period, they will be eligible to receive a cash reward of 500 TL per bill, totaling 2,500 TL, and a reward of 17,500 TL for the first five new automatic bill payment orders placed from their Akbank Current Account or Axess/Wings credit card.

QNB is offering a promotional payment of up to 20,000 Turkish Lira to customers who transfer their pension to QNB by July 31st and commit to receiving it from there for three years. Upon receiving the first salary, the customer will receive a cash bonus of up to 15,000 TL, including the SGK bonus, depending on their salary amount; 3,000 TL in cash, in addition to two new automatic billing instructions placed on the account; and a total retirement reward of up to 20,400 TL, with a maximum monthly refund of 100 TL for pharmacy and supermarket purchases made with the QNB Retirement Credit Card, totaling 2,400 TL annually.

Those who transfer their salaries to Türkiye Finans between July 3 - 31, 2025 can benefit from cash promotions and bonuses worth up to 26,000 TL, as well as cash rewards of up to 2,500 TL. Up to 12,000 TL will be paid to those receiving a pension of up to 9,999 TL; up to 17,500 TL to those receiving a pension of between 10,000 TL - 14,999 TL; up to 21,000 TL to those receiving a pension of between 15,000 TL - 19,999 TL; up to 26,000 TL to those receiving a pension of 20,000 TL and more. All SGK retirees who commit to receiving their Halkbank pension through Halkbank for three years can benefit from a promotional payment of up to 12,000 TL. 8,000 TL for salaries between 10,000 TL and 14,999.99 TL. 10,000 TL for salaries between 15,000 TL and 19,999.99 TL. 12,000 TL for salaries above 20,000 TL.

Ziraat Bank offers promotional payments of up to 12,000 TL to customers who receive their SGK (Retirement Fund, SSK, Bağ-Kur) pension payments through Ziraat Bank.

Albaraka offers promotions worth up to 15,600 TL and the opportunity to win prizes worth up to 9,400 TL to customers who transfer their pension to Albaraka between July 1 and September 30, 2025. 6,500 TL will be paid for pensions up to 9,999 TL; 10,400 TL for pensions between 10,000 TL and 14,999 TL; 13,000 TL for pensions between 15,000 TL and 19,999 TL; and 15,600 TL for pensions over 20,000 TL.

Up to 18,000 TL in promotional payments are made to beneficiaries who transfer their Kuveyt Türk pension to Kuveyt Türk. Up to 10,000 TL (excluding 10,000 TL) / 7,500 TL; Between 10,000 TL and 15,000 TL (excluding 15,000 TL) / 12,000 TL; Between 15,000 TL and 20,000 TL (excluding 20,000 TL) / 15,000 TL; 20,000 TL and above / 18,000 TL

Denizbank is offering a promotional advantage of up to 20,000 TL to retirees who open a new Denizbank account by July 31st and commit to receiving a salary from the bank for three years. In addition to the cash promotion of up to 12,000 TL, retirees with MobilDeniz, Credit Card, Automatic Bill Mandate, or Overdraft Account products who open a new DenizBank account and commit to receiving a salary for three years are also offering an additional promotion of up to 8,000 TL, depending on their salary amount.