Yes, that's the situation. ZUS will take over the payment of the money to the employees.
ZUS reminds that payers of contributions registering more than 20 insured persons for sickness insurance are authorized to determine entitlements and pay benefits from the Social Insurance Fund to their employees during their employment.
However, if the payer of contributions fails to meet the statutory obligation to pay benefits, the Social Insurance Institution (ZUS) is the guarantor securing the payment of benefits from the Social Insurance Fund and may take over the payment of benefits at the request of the payer or the insured person.
The justification for ZUS to take over the payment of benefits may be:
- difficult financial situation of the contribution payer,
- prolonged bankruptcy or liquidation proceedings,
- other reasons beyond the control of the payer of contributions, which mean that he cannot cover the claims of the insured.
In such a situation, the contribution payer may request that ZUS (Social Insurance Institution) take over the payment of these benefits. Therefore, they should submit to ZUS the contribution payer's certificate ( ZUS Z-3 ) necessary to determine the right to benefit and its amount. Insured persons whose benefits are not paid by the contribution payer may also request ZUS to take over the payment of these benefits.
After receiving an application to take over the payment of benefits, ZUS conducts an explanatory procedure and determines why the payer does not meet the statutory obligation to pay benefits and whether he has the ability to pay them.
The Social Insurance Institution may also request full documentation from the payer necessary to establish eligibility for benefits and their payment, such as a ZUS Z-3 certificate. If the Social Insurance Institution is unable to obtain the documents, an investigation is conducted, and upon completion, the Social Insurance Institution issues a decision resolving the matter.
ZUS will inform the contribution payer of our decision to take over or refuse to take over benefit payments. If ZUS takes over benefit payments, insured persons will also receive a decision determining their eligibility for benefits, along with information that they may claim interest from the contribution payer for any delay in payment.
However, when the obstacle that prevents the payer of contributions from paying benefits ceases to exist, ZUS will inform the insured persons and transfer the benefit payments to the payer for further processing.
For entrepreneurs struggling with financial insolvency, they can apply to the Social Insurance Institution (ZUS) for a deferral of contribution payments or payment by installments. Reaching an agreement offers many benefits: ZUS does not charge interest for late payments, but only a prolongation fee, which is half the interest.
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