An 8% increase. On August 6, President Nawrocki will announce important changes for retirees.

• The new system assumes a guaranteed indexation of pensions and annuities by a minimum of PLN 150 gross per year, regardless of economic indicators.
• The bill is expected to be submitted on August 6, 2025, and the new rules could come into effect in March 2026.
• The proposal is intended to particularly help the poorest seniors - in the case of those receiving a pension, the minimum increase will be approximately 8%.

As Infor recalls, newly elected President Karol Nawrocki announced a revolution in the pension and disability indexation system, promising a minimum raise of at least PLN 150 gross per year . This guaranteed amount would apply regardless of inflation or wage dynamics in the economy.

- The bill is to be submitted on August 6, 2025, the day he takes office , and the first indexation according to the new rules could take place in March 2026.

The new system differs significantly from the current one, which is based on inflation and wage growth. Nawrocki's proposal is primarily intended to improve the financial stability of the poorest seniors, for whom every increase is truly significant. Those receiving minimum benefits, such as the current minimum pension of PLN 1,878.91 gross, would benefit the most, as PLN 150 represents an increase of approximately 8 percent for them. Retirees receiving PLN 5,000 gross per month would only see a 3 percent increase.

Implementing such a reform would have serious consequences for public finances. Current annual expenditure on pensions and disability benefits exceeds PLN 350 billion, and a guarantee of PLN 150 gross for each beneficiary could translate into additional PLN 7-10 billion in expenditures annually.

Infor notes that the government's current forecast for indexation in 2026, resulting from a lack of consensus within the Social Dialogue Council, is less optimistic. According to the draft regulation of the Council of Ministers, indexation is to be based solely on the statutory minimum – inflation plus 20% of the real increase in average wages in 2025.

The projected increase in benefits in 2026 is at least 4.9%, which would mean that the lowest pensions would increase by approximately PLN 92.07 gross per month, or approximately PLN 1,970.98 gross. This is less than in 2025, when the indexation reached 5.5%. In previous years, indexation was much higher, for example, in 2024 it reached 12.1%, and in 2023 a record 14.8%.

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