The government proposes that three-quarters of the fees paid by banks to the IPAB be non-deductible.

As announced on Friday by President Claudia Sheinbaum , the 2026 Economic Package presented Monday night proposes that the fees banks pay to the Institute for the Protection of Bank Savings (IPAB) not be deductible for Income Tax (ISR) purposes.

"It is proposed that three-quarters of the fees paid to the IPAB by commercial banking institutions be non-deductible," states the 2026 General Economic Policy Criteria, in the Budget Revenue Policy section.

The document highlights that, in order to prevent abuses that diminish the tax base payable by individuals and corporations and generate tax avoidance practices, measures are proposed to update certain tax deduction mechanisms implemented by some banks.

"Among the (tax) measures, it is established that three-quarters of the amounts paid to the IPAB by commercial banking institutions will not be deductible ," said Finance Secretary Édgar Amador, during the presentation of the document to the Legislature.

Fair measure: Monreal

Ricardo Monreal, president of the Political Coordination Board, emphasized that this proposal seems fair.

"Why didn't they do it before? Since the IPAB was created, why has it only been revealed today that banks were deducting IPAB payments from the bailout that all Mexicans continue to pay?" he asked.

He added: "I don't know how much it is, I'm going to read this document carefully and we're going to act coherently."

It is expected to recover 10 billion pesos

Last Friday, President Claudia Sheinbaum announced in her morning press conference that this proposal would be included in the 2026 Economic Package presented this Monday.

There, he recalled that the bank bailout debt, which was private, had become public, and revealed that the fees the banks paid to the IPAB were deductible from taxes, but mentioned that starting next year, this will no longer be possible.

In this regard, he commented that what could be recovered from this concept is around 10 billion pesos.

The president stated that this is an issue she had already discussed with some bank representatives, and she expressed confidence that there will be cooperation from the sector.

"It's something I even discussed with some of the bank owners at the time, but I think it's fair that this deduction not exist. It's already outlined in the Revenue Law. I think all the banks will cooperate and agree," the president stated on Friday.