Euribor today: updated value for Tuesday, February 25 and provisional average for the month

The Euribor, the benchmark mortgage rate that measures the interest rate at which major European banks lend money, has seen a new change in its daily price today, Tuesday 25 February 2025.

The indicator, which is published every day from Monday to Friday at 11:00 a.m., plays a fundamental role in the financial market and in the economy of households and families: its evolution determines the interest rates applied to numerous products, especially variable mortgages, for which it serves as a reference.

With a direct impact on financing costs for individuals and companies, the Euribor is key in the decision-making of investors, lenders and families. A rise or fall in this index can translate into higher or lower mortgage payments, disrupting the family economy, and affecting access to credit for households and companies seeking financing to grow or cover their operational needs.

Rate of interest Euribor value today

In the table below, you can see not only the updated value of the Euribor today, but also its evolution in recent days, which allows you to identify a trend or to guess where it is heading. This data offers a clear view of recent fluctuations and allows you to identify possible trends that will guide decisions in case of doubt for consumers and companies. Taking the step at one time or another can make a big difference.

Real estate market How the Euribor impacts mortgages

One of the big questions that mortgage holders ask themselves is how the change in the daily Euribor affects their mortgage. The daily figures are used to build the monthly average, which is used to update loans and instalments when the review is due.

The following table shows how the average monthly mortgage payment would be based on the current value of the Euribor. It also compares this amount with that of the previous year, showing the direct impact of this index on variable rate loans if a revision is due. In this way, the amount that would be obtained in the monthly and annual payment of the loan can be calculated.

Historical data Historical evolution of Euribor

Euribor cycles bring joy and sorrow to households, mortgage holders and companies. The graph below shows the historical evolution of the index over the last 10 years, offering a broad perspective of its fluctuations over time. Here we can see how it has gone from a period of relative stability to even reaching negative levels, something never seen before. From 2022 onwards, a period of strong increases began, which has been followed by declines over the following years. The Euribor is usually guided and anticipated by the monetary policy and interest rate decisions of the European Central Bank.

This visual representation thus makes it possible to identify the main trends, such as periods of sustained declines, significant peaks or phases of stability. It helps to contextualise recent movements within a broader framework, facilitating the analysis of how this index has responded to different economic cycles, monetary policy decisions and global events.